Coldwell Banker Ranked #1

Posted on February 3, 2012 by Encinitas Real Estate Expert

In a recent evaluation of web traffic by the global leaders in digital measurement (Nielsen and comScore Media Matrix), Coldwell Banker websites and Coldwell Banker branded websites rated No. 1 out of all real estate franchisors for the second year in a row. Coldwell Banker websites had over 17.5 million unique visitors during the year 2011, which far outpaced the nearest competitor by almost 4 million visitors. The nearest competitor had 13.7 unique visitors, which is 28 percent less than Coldwell Banker websites. When it comes to Coldwell Banker branded websites the gap between Coldwell Banker and the nearest competitor is just as wide: Coldwell Banker branded websites had 26.1 unique visitors in 2011, while the nearest competitor had 21.6 million visitors, a difference of 21 percent.

What all of this data shows is that when people are looking to buy or sell a home they immediately think of Coldwell Banker and the unique tools, as well as excellent customer service and satisfaction, that the Coldwell Banker name provides. Coldwell Banker continues to make its websites the go-to destination for those looking to enter into the real estate market.

Encinitas Realtor Linda Moore is proud to be a member of the Coldwell Banker family in Encinitas and provide the dedication, experience, resources, knowledge and professionalism that the Coldwell Banker name is known for.

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Buying Encinitas Real Estate in a Buyer’s Market

Posted on February 2, 2012 by Encinitas Real Estate Expert

Thinking about buying a home in Encinitas? With record-low interest rates on mortgages and many homes being sold at reduced prices, the current market in Encinitas is perfect for a potential home buyer. In December of 2011, Fannie Mae performed a poll of 1,000 people asking how they felt about real estate. Of the 1,000 people who were questioned, 71% believed that now was a great time to buy a house. Since a great deal of the real estate market is based on perceptions, this seems to indicate that increased confidence in buying a home is positively affecting the housing market.

Still, the poll did not indicate or ask whether those individuals believed that it would be a good time for they themselves to purchase a home and skepticism about the state of the housing market and economy are keeping many from purchasing a home. The number of improving housing markets in the United States almost doubled from December to January (from 41 to 76 respectively) and signs are showing that, though many markets can expect prices to stay relatively flat through the rest of 2012, home sales have been showing a steady increase. Now may be the best time to purchase that home you have been dreaming about in Encinitas. A skilled and experienced Encinitas Realtor like Linda Moore can guide you through the process of buying a home in Encinitas for the lowest price possible.

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Home Affordable Modification Program Changes

Posted on February 1, 2012 by Encinitas Real Estate Expert

The Home Affordable Modification Program (also known as HAMP), which has helped almost one million homeowners adjust their mortgage loans permanently since it was enacted, will now be extended by the federal government until December 31, 2013.

This extension sees the program add an additional year to its aid in order to better aid struggling homeowners as well as renters. An extension is not the only adjustment that was made to the program when the adjustments were announced Friday.

Also included was an adjustment for principal reductions and the tripling of incentives to investors in order to encourage those investors to agree to principal restructuring. This adjustment is not extended to Fannie Mae and Freddie Mac, and indeed the Federal Housing Finance Agency has prohibited the two companies from employing the principal reducing option for their borrowers.

Other changes in HAMP include assistance to those borrowers that are struggling with debt beyond just being underwater on his or her mortgage payments. Those struggling with debt such as medical bills and second-liens for example will be eligible for a separate evaluation with more flexible debt-to-income criteria and eligibility of the program will be extended to include investor owned properties currently occupied by a tenant and those vacant awaiting a renter.

Analysts believe that adjustments to HAMP, along with many other positive signs, show a recovery of the housing market in Encinitas and around the country. Encinitas Realtor Linda Moore can guide you through the process of selling or buying a home in Encinitas during this crucial time in the housing market.

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Should You List Your Encinitas Home Under Market Value?

Posted on January 31, 2012 by Encinitas Real Estate Expert

The question often comes up with sellers of Encinitas homes if they should list their home under the market value. There are pros and cons to taking this approach to the sale of real estate in Encinitas.

Listing an Encinitas home below the market value can sometimes stimulate a quicker sale if you are concerned with the speed at which your home is sold and in some cases you can induce a bidding war by tempting potential buyers with a lower initial asking price. However, there are also cons to listing a house in Encinitas below the market value.

If you are selling in a low-demand, high-inventory market it can be dangerous to list the property below the market value. In the case of attempting to encourage more offers to increase the sale price by listing under the market value, this strategy may backfire if you receive only one offer on your home and then must sell for a much lower price than you expected to receive. At the same time, if you know that there is high-demand for a home like yours there may be an opportunity to increase interest by listing your home low.

With so many factors playing into how much you should sell your house in Encinitas for an Encinitas Realtor can be an invaluable resource to have and help you navigate through the appropriate strategy to sell your home. Encinitas Realtor Linda Moore can help you sell your home quickly and for the highest price possible.

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Kitchens Help Sell Encinitas Homes

Posted on January 30, 2012 by Encinitas Real Estate Expert

Many homeowners and real estate agents consider kitchens to be the heart of a home, and as a result kitchens can really help to sell homes in Encinitas. By showcasing your kitchen when looking to sell an Encinitas home or updating the kitchen you currently have, you can increase the sale price of your home easily. While kitchens can be expensive to renovate they also tend to off-set those costs simply when you are trying to sell your home in Encinitas. Not only will a renovation of your kitchen increase the value of your home, but also the level in interest from potential buyers. Buyers of real estate tend to look for a home that has a completely (or relatively) new and finished kitchen in order to save them the cost and time of putting in new tile, flooring, etc. themselves. As a result this will entice the buyer not only because of the look but also due to whether or not the kitchen, as the showpiece of a home sale, fits with the rest of the home and, ideally, accents all of the features that make your Encinitas home attractive.

Encinitas Realtor Linda Moore will gude you through how to remodel and update your kitchen to appeal to buyers and aid you in the sale of your Encinitas home.

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Buy an Encinitas Home after the Housing Crisis Ends

Posted on January 30, 2012 by Encinitas Real Estate Expert

It has been reported that many experts in the field of real estate and mortgage lending believe that the housing crisis experienced in the United States will in all likelihood end in 2012. Experts believe that banks, having shown a trend of relaxing credit score requirements, will be able to get mortgages in the hands of more people. While credit ratings required for a mortgage home are currently averaging around 700 – which is above the average rating needed prior to the housing crisis – it is consistent with the requirements that have held for the last year. Another indicator is the amount that banks are lending to individuals. At the peak of the housing crisis, mortgage lending by banks had decreased to 3.2 times borrower earnings; those rates are currently back up to 3.5 times borrower earnings. Loan-to-value ratios are also showing an improvement and are currently up from a previous low of 74% in 2010 to 82%. While some homebuyers are still struggling with credit score requirements, many are now being able to take the opportunity that the housing crisis has presented to potential buyers.

If you are interested in purchasing a home then now is a good time to take advantage of being able to pay less and get more in an Encinitas home. Encinitas Realtor Linda Moore can help guide you through purchasing an Encinitas home for the right price.

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Selling a Home in Encinitas

Posted on January 26, 2012 by Encinitas Real Estate Expert

Linda Moore is the “complete realtor,” as clients have called her. When selling a home in Encinitas that is the kind of realtor you want; someone who takes charge of the sale, can appraise the value of your home and find the niche it belongs in in the Encinitas real estate market. When you are selling a home in Encinitas you want someone who has the knowledge of schools, neighborhoods, what it takes to properly prepare the home you are looking to sell and get your house sold. You also want someone who has the time and patience to share that knowledge with you so that you can become an educated seller.

When you choose Linda Moore to sell a home in Encinitas, you are choosing a realtor who is equally dedicated to the business of real estate and to her clients. Any questions you may have about selling a home in Encinitas Linda Moore can answer. And many clients find that, had they not chosen Linda to help them sell their home in Encinitas, they would have underpriced their home and may still be waiting for that home to sell.

Selling a home in Encinitas is easy with real estate agent Linda Moore.

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Things To Do In San Diego (January 2012 Edition)

Posted on January 25, 2012 by Encinitas Real Estate Expert

Cities in San Diego County have so much to offer all of its residents and visitors. Not only are cities like Encinitas, Carlsbad and Del Mar located close to the two largest cities in California and the Mexican border, there is a constant stream of events occurring in San Diego for anyone and everyone.

Right now there are many events occurring in San Diego. Here is a brief synopsis of some of the events occurring at the end of the month in January:

There are two events occurring at the Del Mar Fairgrounds that may be of interest to residents and visitors. One is the Home Decorating and Remodeling Show, which runs from the 27th through the 29th and will showcase the latest in green home improvement products. The other is Cat Fancier’s All-Breed Cat Show, which will be held on the 28th and 29th and feature 450 of the nation’s finest cats. Cat Fancier’s All-Breed Cat Show is the largest cat show on the West Coast so if you are a cat lover you won’t want to miss this.

Tomorrow on San Diego real estate agent Linda Moore’s blog we will highlight some of the ongoing events occurring in and around San Diego that you will be able to check out on a weekly basis. Until then, keep checking back here for more information about things to do for those who own a house in Encinitas.

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Encinitas Events in January 2012

Posted on January 24, 2012 by Encinitas Real Estate Expert

The Encinitas Chamber of Commerce keeps a calendar of events on their website and allows residents to get involved as well as become better educated on certain issues. In the month of January a special seminar for local business owners will be held and if you are in the area or looking for something to do this is a great opportunity to become involved and educated yourself.

Wednesday, January 25th an educational presentation called “Selling to the Generations” will be held at: Callaway Golf Headquarters, 2180 Rutherford Rd., Carlsbad CA 92008. The seminar will be held between 12pm and 1pm and will feature professional speaker Jason Jordan delivering a keynote address aimed at providing business professionals with the knowledge and tools they need to better sell to all ages in the marketplace in San Diego County and beyond. The event is free to the public and is being held by the non-profit organization known as the Callaway Toastmasters. If you are available or have time to visit the address then you will gain better incite into how you can grow your business or gain an advantage in the marketplace.

For more information on this event and others for people who live in Encinitas homes held in the future visit the Encinitas Chamber of Commerce Events Calendar or keep checking back on Coldwell Banker Encinitas real estate agent Linda Moore’s blog.

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Things To Do in Encinitas

Posted on January 23, 2012 by Encinitas Real Estate Expert

Encinitas has many special events occurring every week (which we will get into tomorrow) but there is so much to do every day of the week in Encinitas that special events are just the icing on the cake.

Golfing is just one thing you can enjoy as Encinitas has an 18-hole championship golf course called Encinitas Ranch. At Encinitas Ranch you can golf surrounded by the majestic view of sweeping bluffs and the Pacific Ocean. The golf course at Encinitas Ranch has 5 sets of tees, which makes it perfect for players of all skill sets to enjoy. Encinitas Ranch also has a 6,000-square-foot clubhouse that has a full bar and restaurant, golf shop and seating for 150 guests if you would like to rent out the space for a special event.

Encinitas is also home to Swami’s Beach, one of the best places in the United States to surf. Whether you are a skilled surfer or interested in learning how to surf, you can’t find a better spot than Swami’s Beach to learn, teach, practice or watch surfing. If you are uninterested in surfing then Swami’s is a great place to hang out and relax or go swimming or diving.

Encinitas has so much to offer for people who own Encinitas homes and on Linda Moore’s blog we will be exploring things to do in Encinitas in great depth over the coming weeks and months. Keep coming back to Linda’s blog for more information on Encinitas.

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