The Cautious Home Buyer

Some people in life like to be a little care free. They are slightly impulsive, and throw caution to the wind. This isn’t something you want to do when buying a new home. You’ll want to be as thorough and cautious as possible.

Building your future has never been easy, nor should solidifying it with buying a home. Here are a few considerations to make when starting the home buying process:

Don’t Count on a Mortgage Until the Papers are Signed

Like all contracts, they can change at the last minute. Maybe you thought you were approved for X amount then Y came up and threw off your plans. You’ll want to make sure you have your paperwork in order and signed, so that you know you can purchase the home you desire. Pre-approval can help with this guarantee.

Plan for Repairs

During the home inspection process, you may find that the house needs some repairs. In some cases, this can be negotiated at the expense of the seller, but not in all cases. You’ll want to be sure that after closing costs you have some funds left over for any extra repairs that may be required.

Make Multiple Visits

When considering a home to purchase, it’s alright to make a few trips to the home. Stopping by once may not be enough. Sure, it’s great for a once over and to get an initial feel, but you might miss things. Going a second or third time allows you to decompress and really evaluate the space in depth. This allows you to make more educated decisions on whether the home is right for you.

Learn About the Neighbors

The community in which you reside almost equally important to the home you have. If you don’t like the neighborhood or the neighbors surrounding you, you may be unhappy in the long run. Try getting a good grasp on who your neighbors are and how the community is as a whole. What are the schools like? What kind of businesses can you frequent? These will better help your decision and allow you to make the best possible choice.

If you are looking to buy a home and are thinking about the greater Encinitas area, I’d be happy to help you. Feel free to give me a call or send me an email. We can talk about your desires and concerns about buying a new home. This will give me a better understanding of what type of home you are looking for.

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